Resolution

As the end of 2009 drew nearer, I began considering various things to change in the new year. The opportunity to make a New Years Resolution only comes around once a year, and I'm determined to stick to my plan throughout the entire year, something that I have never quite acomplished in the past. After much thought, I've decided that my resolution for 2010 is use my money more wisely. I am a huge spender, and if i see something I like, I just have to have it. If I don't buy it, it's all I can think about for the next couple of days. By using my money more wisely and saving, I will have a more stable future.

In addition to my spending self control, I'm also going to open up a bank account. Having wads of money stashed in my room isn't safe (especially around my family members) and isn't gaining any interest either. I have also printed out a plan using percentages. 20% of my income is for spending, 15% is going towards my car fund, 30% is for college, and 35% is saved for the future. By following this plan, I will be able to know where my money is going, and be able to work harder knowing it's going towards important things. Now, my babysitting money will be put to good use, instead of just sitting around. If I am able to stick to this plan, I know that my money will start adding up quickly, and I will have a more sure outlook in the future.